Pre-Launch Funding
Business Funding Before the “Business”
Are you still in the conceptual stage of your business but require funding to take the next step?
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Utilizing personal credit to secure business capital is often essential and a common practice for entrepreneurs looking to grow their ventures.
Funding Options
(Based on Personal Credit)
Most business lenders typically require a minimum of one year in operation (with some requiring up to two years) before even considering funding discussions. In addition to the time in business, many lenders impose minimum monthly revenue thresholds ranging from $10,000 to $50,000. This raises the critical question: How do you secure the initial capital needed to reach these milestones?
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Below is a table outlining the funding solutions we offer, based exclusively on your personal creditworthiness and financial profile.
Funding Product
Credit Score
Time in Business
Approval Range
680+
0% Credit Card
NA
$5K - $100K
650+
Unsecured Term Loan
NA
$5K - $50K
680+
Home Equity LOC
NA
30K
Business Funding
View the Best Funding Options For Your Business in Minutes
Funding Product
Amount
Access
Rates
Terms
Secure multiple 0% accounts to launch Your business. Cash Accessibility 0% interest Revolving Credit Lines/cards. Available in the name of the business or individual.
$5K - $75K
7-10 Days
Monthly payment of 2% - 3% of balance
15.99% - 24.99%
0% Credit Card
(0% for 12-15 months)
Great way to have access to capital when you need it but have no payment unless you spend it.
$5K-$200K
1-5 Days
6-24 Months
8.99% - 29.99%
Business Line of Credit
Access funds very quickly for any Business expenses. Typically more expensive than alternative options.
$5K-$100K
24-72 Hours
6-12 Months
15% - 35%
Short Term Business Loan
Great option for longer terms for more established businesses. This is a great resource for general working capital needs.
$20K-$500K
5-10 Days
1-5 Years
11% - 25%
Business Term Loan
Efficient and streamlined SBA loan process. Secure the capital you need to propel your business forward. Great for Startup, Working Capital, Refinancing debt, and Franchises.